Are you looking for a local, Edinburgh IFA? With many of our clients either retired, or looking towards retirement, we aim to help you organise your finances so that you can feel secure and ready for the next stage in your life.
As independent financial advisers, we aren’t restricted in the same way as some financial advisers are:
- We’re nimble and can make quick decisions
- We’ve access to a larger choice of financial products which can be tailored to your specific needs (in comparison, a restricted adviser is restricted by provider or investment product)
- We have special partnerships with local stockbrokers, giving access to their investment expertise as well as ours
- We’re local, so you can call into our office in south Edinburgh, near the Pentland Hills, have a coffee and talk things over with us
Torphin Financial Planning looks to build personal relationships with our clients that will continue throughout the years so that we can offer ongoing help and support when required. By getting to know you and your financial circumstances, we aim to ensure that you don’t pay a penny more in tax than you need to and that you’re making a profit on your investments. This relationship and understanding also allows us to keep you up to date with specific and relevant information on any changes in regulations which could affect your savings and investments. We are then in a position to offer the right advice so that you remain in control of your returns.
Financial Advice Founded on Strong Values, Backed by an Experienced Team
Grant MacDonald Dip PFS
Grant MacDonald already had over 30 years’ experience as a financial adviser in various large organisations when he decided to become an Independent Financial Adviser in 2009. Over the years Grant had learned about the things that matter to his clients and when he founded Torphin Financial Planning in 2014 he based the company on simple, yet strong, core values such as personal service, honest financial advice and developing lasting relationships.
Grant is confident that his team of expert financial advisers can offer more options to clients to help you make the most of your savings, investments, pensions and Inheritance Tax planning.
Duncan Gay Dip PFS
Duncan joined the firm back in 2016 after being in business for himself for 30 years. He is a Chartered Financial Planner and a Fellow of the Personal Finance Society. He also holds the Certificate in Discretionary Investment Management & Certificate in Securities Advice & Dealing.
When working with clients Duncan believes strongly in building trust and confidence through the investment journey and managing their expectations from the accumulation stage right through to the retirement stage and beyond with Inheritance tax planning and successional Trust planning.
Dennis from Willpeople Ltd has run his will writing company for over 20 years and has worked with Torphin for most of that time. He designed and developed SCOTTISH WILLMAKER an electronic software program which is used by many will writers. He drafts Wills and Power of Attorney and specialises in Family Asset Protection Trusts for clients throughout Scotland.
The Family Asset Protection Trust is set up to protect property and financial assets to ensure they go to your chosen beneficiaries, be they family or others. You control the trust as the principal trustee and when set up at the right time the Family Asset protection Trust could also protect against care home fees.